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F.A.Q

F.A.Q

Subject to your application, normally will receive notification within 7 days after submitting the document, t&c apply.

We know all banks’ flavour very well, different fields will have their own suitable banks, we will evaluate your credit report and advise you the best solution.

Absolutely not. We provide free consultancy. Even without proceed further, we will give you the best advice on how to build your profile for future.

In this age of advanced network, all can be done online including if you are from other state, even if you want to submit documents, you do not need to go to bank in person as well.

Can. We will review your case that has been rejected before, and then give you the best advice to increase the approval rate, at least at 99%.

Our first priority is to help customers to achieve their dream home and reduce your troubles. We will also give some advice to let customers know how to utilise property to generate passive income.

"I am very happy with my experience with M3GROUP. Everyone is helpful friendly great customer service. Christina is amazing to work with."

Client doesn’t have any credit history, the bank could not define his financial history and cannot predict his payment behaviour. Our consultant look for the best possible solution and assist client in re-arrange his portfolio and cash. The result, the extra cash used to clear off bad debts and invest in business to generate more cash flow.

No income documents…After we process the submission, we can help customers get the loan approval.

Client has difficulty getting a loan due to high commitment from the bank. Our consultant advised and provided a better solution for the client. He successfully obtained his business loan and enjoyed a better life.

Customer have a lot late payment and outstanding unable to get bank loan approval. With our consultant assisted the client and prepared a detailed report to the bank finally he successfully got a loan approved amount for proving his income to settle his debts.

Client was unable to obtain the required loan amount from all bankers due to NO CF (approval) proof of documentation, resulting in him on valuation failed.

Our consultant look for the best possible solution and assist client go thru the approval process.

Client has difficulty getting a loan from the bank to obtain a house without any bank statement to justify his income.

In order to have a better understanding of the client’s situation and current financial problems, our consultant advised and provided a better solution for the client. He successfully got a loan approved amount of RM75K in just 7 days!

The client does not have a fixed job and NO EPF contribution. Her application be rejected by 3 of the banks.

After understand client’s scenario and current financial chart. Our consultant look for the best possible solution and assist client in re-arrange her portfolio and able to approved loan for client.

His income source is solely from business, customer business turnover per annum did not meet bank requirement. Which is difficult based on current income scenario.

Upon applying on several loan strategizing techniques and several rounds of negotiation sessions with the bank, finally we managed to get the loan approval based on 3 banks with the loan amount RM250K that he desired.

This customer applied loan with other financial institution with Loan approved amount of RM480K but with our expert refinance service can achieved financial goals up to maximum amount of RM980K.

This customer with high commitment Blacklist outside of Payslip. With our professional service, and help customer pay off debts fast and get more cash on hand.